To apply for a credit card you will need:
- Your Passport minimum validity 30 days
- Your visa (Minimum validity 15 days)
- Emirates ID
- Salary certificate / Salary Transfer Letter
- Payslip can be require by the bank in case of variations in salary.
- 3/6 month Bank statement.
Please note that you can also apply credit card based upon your existing cards with other banks, Depends upon the provider’s policy.
Eligibility
To apply for Credit Card, you must:
- Be over the age of 21
- Be a resident of UAE
- Currently earning minimum salary of AED 5000 with all allowances.
- Max Loan eligibility based upon your total income.
Fees and Charges
The rate of interest depends upon your salary however there is also a processing fee for 1% and insurance fee of 1.25% once you are approved for loan, which can be vary within different banks.
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